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For the viewers at home, it was just another Tuesday night thrill ride. For Karel, the contestant currently standing on the "Island of Greed," it was a slow-motion nightmare.

Marek stood outside the pawnshop again. He had exactly 4,200 koruna in his pocket. The interest had already ballooned the debt to 19,000. The Škoda was gone—they’d taken it last week. Today, they wanted his mother’s wedding ring, the one she’d left him before she passed.